Earn 3X On Your Everyday Spending With Citi Premier Credit Card


Who’s currently hot on the market, spoils you with money, and is ready to mingle?

It’s the Citi Premier credit card, that’s who!

What were you thinking?

This happening card is much touted for not just its generous sign-on bonus, but also the amazing benefits it comes studded with.

With a wide range of categories that would earn bonuses, top transfer partners, and under a $100 annual fee, this card fits well into a mid-tier rewards card you could consider adding to your collection.

ThankYou Points

The Citi Premier currently has a stellar offer with a welcome bonus of 80,000 ThankYou points.

This wad of gratitude points will gladly make its way into your account once you hit the $4000 spend requirement in purchases.

Remember, you have to hit this amount within the first 3 months of account opening or you can bid adieu to your bonus points. 

The sign-up bonus is a great currency to use towards award travel.

For instance, Turkish Airlines, one of the travel partners of Citi, lets you fly to anywhere in western Europe from the U.S for only 90,000 points, round-trip, BUSINESS CLASS!

Or, if you’re looking to travel domestically, you can fly for 15,000 points round-trip to Hawaii on United Airlines using Turkish Airlines miles.

What are its benefits?

Here’s why this card is so popular.

Almost all your everyday spending will reap you 3X earning rates.

The Citi Premier offers the following:

  • Travel – 3X points per $1 spent on airfare and hotels, gas stations
  • Daily Spend – 3X points per $1 spent on dining at restaurants, including cafes, bars, lounges, supermarkets, and gas stations
  • 1X points per $1 spent on all other purchases

Whether you are stocking up on essentials or traveling, using a Citi Premier credit card for your purchases will make your spending 3 times better.

What’s more?

You can enjoy $100 off a single hotel stay if you spend $500 or more, excluding taxes and fees, when booked through the Citi Travel Portal.  This benefit will be available to you once per calendar year.
The Citi Premier card is also eligible to participate in Citi Merchant Offers.

The Citi merchant offers is a cash-back rebate program for targeted Citi credit cardholders to earn cash back by making an eligible purchase with that merchant. 

For instance, you could get $10 back on any Uber trip purchased through the Uber app or 50% back on a purchase of $8.99 or more at Cinemark, or $30 back on a purchase of $100 or more at wine.com.

Check your Merchant Offers page to see all of your available offers.

Is this card for me?

This card is currently very valuable for its welcome bonus. And given that you can earn 3X points on travel and everyday-spend categories,  this card gives you excellent returns.

On average if you spend $1000 per month in supermarkets and restaurants, that’s 3000 points in your wallet for regular monthly spending!

That’s 3000 points you can use towards your next travel.

Final Thoughts​

With no foreign transaction fees, over 15 transfer partners, and 3X earnings on flights and hotels, this card is a great asset to travel lovers.

And for a $95 annual fee, this credit card provides great value and earning opportunnities.

If the Citi Premier credit card appeals to you, go for it. As always, assess your financial condition and credit scores first before opening another credit card.

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